Hurricanes, tornadoes, and heavy storms put your property at risk every year. Make sure that you are covered before another disaster hits your area. Sharon Black offers comprehensive risk management services to help you accomplish just that.

Think of property insurance as your buffer. With it, you can rest easy knowing that your property has extra-padded protection year-round. If you own a home or commercial building, you should review your insurance policy on a periodic basis.

Times change, so your insurance policy should keep up with it. If you suspect that you are on the brink of an insurable loss, now is the time to take measures towards covering yourself. When you turn to Sharon Black for your risk management needs, protecting your best interests becomes her priority.

Some insurance claims are prone to recoverable depreciation. It only affects you if your insurance policy has a recoverable depreciation clause. This makes the insurance claims process a bit more challenging for you, as it requires further documentation of your assets to support your claim.

Before the insurance company releases the settlement funds from a claim with recoverable depreciation, they require proof of ownership for the lost or damaged items in your claim. Until they receive that proof, the insurance company has the right to withhold the monies owed to you. If your insurance policy includes a recoverable depreciation clause, now is the time to think ahead and take inventory of your assets.